Terms of Service
Nicole Benner Insurance Effective Date: October 1, 2026 Website: https://nicolebennerinsurance.com
1. Acceptance of Terms Welcome to Nicole Benner Insurance.
By accessing or using this website, you agree to these Terms of Service and acknowledge our Privacy Policy.
If you do not agree with these terms, please discontinue use of this website.
2. Our Services Nicole Benner Insurance is an independent insurance brokerage providing information and assistance with insurance products, including Medicare-related coverage, individual health insurance and supplemental insurance products. Information presented on this website is intended for general educational and informational purposes.
Insurance coverage, eligibility, benefits, premiums and availability vary by carrier, plan, geographic location and individual circumstances.
All insurance applications and enrollment requests are subject to applicable requirements and carrier approval.
3. No Guarantee of Coverage Submitting an inquiry, completing a contact form or scheduling an appointment does not establish insurance coverage, guarantee eligibility or constitute enrollment in an insurance plan.
Coverage becomes effective only in accordance with the applicable insurance carrier's requirements and confirmation.
4. Appointment Scheduling Our website may allow visitors to request or schedule insurance consultations.
By scheduling an appointment, you agree to provide accurate contact information and permit our office to contact you regarding your appointment through the communication methods you have authorized.
Scheduling a Medicare consultation does not replace any required Scope of Appointment documentation.
5. Text Messaging Terms Nicole Benner Insurance offers an optional text messaging program for clients and prospective clients who provide appropriate consent.
By separately opting in, you agree to receive non-marketing text messages from Nicole Benner Insurance concerning appointment confirmations, appointment reminders, requested follow-ups and customer service communications.
• Message frequency may vary. • Message and data rates may apply. • Reply STOP at any time to opt out of text messages. • Reply HELP for assistance. • You may also contact us at 941-475-0771 or hello@nicolebennerinsurance.com.
Consent to receive text messages is not a condition of purchasing insurance or receiving our services. We will honor applicable opt-out requests. After opting out, you may receive a final confirmation message.
Wireless carriers are not responsible for delayed or undelivered messages.
For information about how we handle personal information and text messaging consent, please review our Privacy Policy at:
https://nicolebennerinsurance.com/privacy-policy
Age Requirements
Our website and SMS messaging services are intended for individuals who are at least 18 years of age. By using our website, submitting a contact form, or opting in to receive SMS communications from Nicole Benner Insurance, you confirm that you are at least 18 years old.
We do not knowingly collect personal information from minors or send marketing text messages to individuals under the age of 18. If we discover that a minor has enrolled in our SMS messaging program, we will discontinue messaging and take appropriate steps to remove their information.
6. Electronic Communications When you contact our office electronically, you acknowledge that electronic communications may involve privacy and security risks.
Do not transmit sensitive personal, financial or medical information through unsecured email, general website contact forms or ordinary text messages.
Our office may direct you to an appropriate secure method for providing sensitive documentation.
7. Website Information We make reasonable efforts to provide accurate and current information.
However, insurance regulations, plan benefits, provider networks, premiums and eligibility requirements may change.
Website information should not be considered a guarantee of coverage, benefits or future plan availability.
For personalized insurance assistance, please contact our office.
8. Third-Party Links Our website may include links to insurance carriers, government websites and other third-party resources.
Nicole Benner Insurance is not responsible for the content, security, accuracy or privacy practices of independently operated third-party websites.
9. Intellectual Property Unless otherwise indicated, original website content, graphics, branding and other materials belong to Nicole Benner Insurance or are used with appropriate permission.
Unauthorized reproduction or commercial use of original website materials is prohibited.
10. Limitation of Liability To the extent permitted by applicable law, Nicole Benner Insurance is not responsible for losses resulting solely from website interruptions, technical errors or reliance on general website information.
Nothing in these terms limits rights or remedies that cannot lawfully be excluded, including applicable insurance consumer protections.
11. Changes to These Terms We may update these Terms of Service periodically.
Updated terms will be published on this page with a revised effective date.
12. Contact Information Nicole Benner Insurance Phone: 941-475-0771 Email: hello@nicolebennerinsurance.com Website: https://nicolebennerinsurance.com